Every single person who encounters a hold on their paypal funds needs to go online and file a formal compaint with the SEC. Ebay/Paypal are a Monopoly which engages in questionable practices that negatively impact the US consumers. The SEC does not appear to be sitting up and taking notice of the lawsuits being filed regarding Paypal putting holds on consumer funds for no valid reason; under the laws that rule banking & finance as well as industry monopolies in our country you would think the SEC would pay attention. Are they waiting for another disaster before taking action? They were warned about Madoff (this is not on the same level as Madoff) but they are basically stealing customer funds, the seller pays a fee so they are a customer of Paypal. More sellers need to start YELLING LOUDLY and filing complaints with their Attorney General as well as with the SEC. I haven’t sold anything on Ebay in over a year but they recently put a funds hold on my account. When I called to explain I no longer sell on ebay they said that I would have to start selling and providing proof of satisfied customer to get the hold removed…I don’t want to sell on ebay anymore but if I want to sell on Craig’s List once every 3 months with funds going to Paypal they can hold that money. Why? What legally gives them the right to hold my money? I think they are seriously breaking laws and at the very least I think they are “holding funds” in order to boost their own bank & investment accounts…which is illegal. Everyone should start directing emailing the private equity investors and all the other executives directly with their complaints.