PPC Submitter : Monday, April 2, 2012, 10:38

Insufficient Funds and Things to know.

First off, stick to a Personal account on PayPal. There are no Seller Fee’s with personal. Premier is nearly .50 cents on a dollar and Premier is no different then a personal account on PayPal. PayPal lies and says their both free accounts and thats all they say, never to mention fees for premier that is useless and a waste of money. Next, PayPal does something not authorized or made aware of. If you have a checking account, and you buy something, PayPal pays for it with their own money to give it to the seller instantly to avoid delay from your account. PayPal will then deduct the money owed from your account whenever they feel like taking it out. A few days to a week, maybe longer. You have to wait and be patient and make sure you have that money in your account or you will get hit with Insufficient fund charges that can accure nearly every three days or a couple times every week tell pp gets their money that should have automatically been deducted out in the first place. Dont think your bank or pp will have pity and remove or stop those overdrafts from pouring in because they wont care. This is how banks get rich and pp gets dirty. When you call pp, someone will probably say, dont worry. Its been taken care of and the problem is over. You will feel relieved and three days later you get another overdraft. Everytime you call, it will be the same story. You may even hear pp say, the amount owed is now in your ebay fees. No matter who or what is said, unless you see the transaction deducted from your bank statement, make sure you have enough funds in your account. If not, your screwed and will have to pay hundreds on a simple few dollar item you probably will end up throwing away later on. Dont pay anything with a check, use your bank debt card or go to walmart and buy a real walmart visa debt card that will have your name on it for only 3 bucks and add money to it. Only a 3 dollar monthly charge. I got one for each of my family members. Works great on everything. I think thats about it and thanks for reading.

Submitted By:: sum1x

Location: Mchenry county, USA

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