PPC Submitter : Monday, February 13, 2012, 13:32

180 day freeze is stressing me out

Paypal limited my account permanately right before christmas and the only thing I used pay pal for was getting paid through my employers and that’s the only way they pay their employees or u can’t work for them ( except for 1 purchase I made that went sour according to them) so when they limited my account noticed only was I out the money in my account but all the work I have done was not and is not able to be paid to me that I worked for but Im now succsfully unemployed because that’s the only way my previous employers pay! To top it it off I was lied to by pay pal and they talked me into putting more money into my account because I had insufficient funds in my bank account whn a friend of mine requsted payment for a lap top purchase that no one was worried about whn it was going to get paid we just thought y not use pay pal so their is a documented receipt. I thought it was paid because my friend said thx and that the money was in his account then to my suprise I’m overdrawn on pay pal and owe my bank all these nsf fees paypal hit my bank account. Having a limited. Pay pal acct. 1 to 2 times a day at 34$ a pop of nsf fees. It wasn’t til my friend said he was unable to get his money out and that his account was limited that I realized all this was taking place. So I just paid my friend for the lap top and asked paypal to just send pmt back to my account and I would pay whtevr fees to them if any. They said no they had already paid to him and that I owed them? So I said well then let him have his money and I will get that and put it in my paypal account to clear it up, they would not do that either. So. I figured my pay from work would clear it up then I would get the money from him whn it was released. But my account was is limited to where I can’t receive also. Oh man was I heated, it makes no sense to me. so one day I get a call from paypal and I explain to them that if I hav to pay it another way that they had to wait about week. The man frm. Paypal says y don’t u just get the money back frm ur friend put my pay pal and the account will be released right away. So insnstead of ask my friend for the money I take it out my credit union savings and put it in their. Our accounts are still limited (remember this is also 2 weeks before christmas and 3 wks before rent is due) So then I had no money, no job, I was waiting on more money from wk to hit paypal and wht I had in savings to buy my only child my 16 yr old son christmas. Can’t pay rent, can’t find work and I still live in the same place thx to my landlord letting me talk him into paying him with my tax refund! But what do I do after that? Do I give him all my refund or move to a cheap place so I can hav a little money to live and hope I find a job!!! But I don’t want to stiff my landlord and take advantage of his kindness either. Stressed out big time all because pay pal would reverse pmt or release or allow my employers to pay me. The money is said to be frozen for 180 days.

Submitted By:: Kimberly

Location-: Indianapolis IN

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